News and Blog

18 July 2018 - As CSAF's data partner, MIX collects and analyzes the lending data of its members, which include Root Capital, Incofin, Oikocredit, AgDevCo and several other social lenders and impact investors.  Each year, CSAF publishes the State of the Sector report, which covers the evolving credit market for agricultural SMEs and challenges and opportunities in the year ahead.  To launch the newest report, CSAF will be hosting a State of the Sector webinar and MIX will be presenting the latest trends in CSAF lending based on extensive analysis of recent data.  

With generous support from MetLife Foundation, our team at MIX was able to map financial access points in Myanmar against a number of demand-side indicators to get a full picture of the state of financial access in the country. This Interactive Dashboard for Myanmar helps users understand the geographic distribution of access points and determine which areas are underserved.

One trend illuminated by the 2017 Global Findex data, and perhaps the trend that has, rightfully so, brought about the most consternation, is the persistent gender gap. Three years on from the previous Global Findex, women still lagged behind men in account ownership by seven percentage points globally, and nine percentage points in developing markets. While this gap is significant and significantly distressing, aggregate numbers often hide many of the realities on the ground, which is why FINclusion Lab uses granular data to uncover local insights for national solutions. In the case of Turkey, more must be done to reverse a growing gender gap.

An initial analysis using the Interactive Dashboard for Senegal, developed with support from UNCDF MM4P, shows that mobile money access points more than doubled from 2016 to 2017, helping meet and serve that growing client usage. In Senegal, it is clear that mobile money operators continue to lead the industry with 95 percent of the country’s access points.

Though Benin’s digital financial services (DFS) footprint still lags behind its neighbors, our most recent analysis shows that financial access in the West African nation continues to improve. Supported by UNCDF MM4P, we were able to analyze financial access point data from December 2017 and make it available through the Interactive Dashboard for Benin.

Financial service providers in Cambodia project stronger growth in GLP than in borrowers, and expect client-indebtedness and competition to impact PAR 30 levels in the future.  The Barometer Forecast for Cambodia is based on responses from 16 institutions providing projections for the quarter ending in June 2018.

Similar to previous forecasts, financial service providers expect slow growth in borrower and GLP levels during the June 2018 quarter.  Additionally, PAR 30 ratios are expected to remain similar to previous quarters.  The Barometer Forecast for Tajikistan is based on projections provided by 19 institutions that responded to the survey for the quarter ending June 2018.  These institutions represent 93% of the market by gross loan portfolio and 89% of the market by borrowers as of FY2016. 

Fifteen financial service providers (FSPs) in Bolivia responded to the Barometer Forecast survey providing projections for the quarter ending in June 2018. These respondents account for 85% of the market by gross loan portfolio (GLP) and 95% by number of borrowers.  FSPs continue to expect stronger growth in their loan portfolios than in borrower levels as similar previous quarters.

We've been busy analyzing reported data from the December 2017 quarter across a number of countries including Nigeria, Pakistan, Bangladesh, Cambodia, Colombia and others.  We've also surveyed local financial service providers from Bangladesh, Kenya, Senegal and several other markets.  You can view their expectations for coming quarters by reading our Barometer Forecast report. 

In this guest post, the author explores the potential benefits of integrating disparate digital financial services. Around the globe, two billion individuals lack access to financial services. These same individuals stand to benefit tremendously if they have the financial tools to meet their various, complicated and overlapping needs. Integrated financial services could go a long way in ensuring these individuals are not forced to choose between the education of a child and the health of a family member.

Pages