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Our mission is to provide the data, analytics and insights that empower decision makers to build an inclusive financial services ecosystem. Therefore, we are committed to delivering reliable data and regular market intelligence to increase transparency into the financial inclusion industry. We provide unparalleled access to financial, operational and social performance data and information, including quarterly results, on more than 1,500 financial service providers in the developing world covering 94 million borrowers. That number grows every day, by virtue of the trust that MIX has established in its years of relationships with financial service providers and other industry stakeholders. These relationships provide MIX users with unmatched insight into market dynamics and performance at the individual FSP level.

 

Publicly available data on MIX Market and in MIX publications are available for use in research and analysis. Data and content may only be used for non-commercial purposes. If the material is published or distributed, it should be attributed to MIX with the appropriate citation. The appropriate citation for publications is the following: Author. "Report Name." MIX, Date or Author. "Report Name." MIX, Date. If the content is used online, the “Report Name” should be hyperlinked to the source on MIX's website. For tables and graphs using our data, cite MIX Market as the source and include the appropriate date. The citation should appear to the right or directly below the table or graph. For further details, view our Terms of Service, including the sections on License and Restriction of use.

 

MIX is embarking upon its new five year strategic plan (2016-2020) to strengthen our ability to provide data, analytics, and insights that empower key decision makers to build an inclusive financial services ecosystem. As such, we have adapted our current MIX Market solutions to better align with the evolving needs of our primary audiences: funders, governments, and FSPs. These changes are directly related to our hybrid funding model, which allows us to use donor funding as catalytic investments in emerging segments – like SME finance and alternative delivery channels; while our fee-based services support our ongoing work in mature segments like microfinance. As a result, much of the content that used to be publicly available will now require users to either register for free or subscribe to one of the MIX Market solutions.

 

MIX Gold is a portfolio monitoring solution which allows funders and investors to leverage MIX Market’s data infrastructure to collect and monitor performance data from their partners and investees. MIX’s data infrastructure includes seasoned data analysts who ensure data quality, technology that allows data providers to streamline their reporting requirements to multiple stakeholders, and data standards that are harmonized by consensus amongst the MIX Gold Community user group.

 

Previously known as "MIX Silver", this subscription provides deeper access to data and insights in two ways: 1) access to MIX's global quarterly database of over 1,500 FSPs and 2) insightful market intelligence reports on key indicators on 20 countries that help donors and investors stay on top of key developments and benchmark their portfolios. MIX Intelligence subscribers also benefit from enhanced support including live training sessions and 24-hour guaranteed response for inquiries.

 

Intended for individual users like researchers, consultants and students, MIX Essentials provides access to view and download annual data from the global database of financial services providers in over 120+ countries. In addition, users can leverage MIX’s analytical tools to create benchmarks, customized FSP reports, and other time saving features such as saved reports and portfolios so that users can pick up where they left next time they log in.

 

MIX Discovery allows users to browse the directory of over 2,000 profiles of financial service providers, networks, funders, and investors around the world working towards financial inclusion. To get started, click here to register by creating a free account to browse and save reports.

 

MIX offers a suite of premium publications that deliver market intelligence and insight into key markets across the world. These reports are designed to save you the time and effort and help you get to insights faster. 

 

All premium publications can be purchased a la carte or through MIX Intelligence subscription. 

 

Quarterly Factsheet - Sourced from MIX’s on-the-ground market analysts, these quarterly reports analyze balanced data of key market metrics to better isolate trends and utilizes enhanced graphing tools to provide multiple data views. View sample.

 

Barometer Forecast – Market forecasts produced quarterly in coordination with local market actors to predict future directions for market development, focusing on outreach, risk, and portfolio size. View sample.

 

Annual Benchmark Report - Assess the annual performance of financial service providers (FSPs) in your country through our most recent addition to our premium publications.

 

MIX does not produce ratings, but we do post rating summaries submitted by FSPs, which you can locate in the Files tab under FSP profiles.

 

MIX does not offer grants or financing of any kind. MIX provides reliable performance data to the financial inclusion industry.

 

If you could not find the answer to your question in our FAQ or Help, please contact us at info@themix.org

 

If you already have Tableau: Click on the "Download" button in the bottom right corner of the image. This will open a new window in your default internet browser. Click "Download Workbook." This will download the file to your computer at which point you can open it in Tableau. Click on the "Download" button in the bottom right corner of the image. This will open a new window in your default internet browser. Click on the "Free Download" button. This will walk you through the steps of obtaining a copy of Tableau. A new window will open with at least one tab, though depending on the chart may have multiple tabs (Summary and Underlying). Each tab will have an option to download all rows as a text file. Click this link. A .csv file will download to your computer.

 

Tutorial

MIX Market contains features that enhance your user experience and provide you with the ability to perform detailed and customized analysis. Below you will find detailed explanations of some of MIX Market's most popular features:

 

Compare FSPs

MFIs have provided us financial and performance data to allow for more transparency in the industry. This in turn leads to a stronger sector that is more integrated with the mainstream financial markets. MIX Market allows you to compare performance data of a specific FSP against others in its peer group.

 

Create Benchmarks

Benchmarking is a way to get a view of a sector at a given time and ensures the highest level of comparability for FSP data on a global scale. Benchmarks allow you to compare an FSP's performance to both its peer group as well as to all FSPs on MIX Market. This can help you understand better how a particular FSP is performing compared to other FSPs that are similar to it. 

 

Funding Structure Analysis

The MIX Funding Structure Analysis tool will enable you to analyze aggregate information at the level of countries, regions, and FSP charter types to better understand the nature of both local and foreign funding sources for the microfinance industry. 

 

Quarterly Data

MIX Market features interim financial data for more than 240 leading FSPs in Eastern Europe and Central Asia, Latin America and the Caribbean, and Asia. This quarterly information, in addition to annual financial statements, allows MIX users to make better informed business decisions. This data is presented on the FSP's MIX Market profile alongside their annual data to provide the most current and comprehensive view of the FSP's performance. MIX users can compare FSP performance from quarter to quarter and industry leaders are able to monitor and track trends more closely, as well as benefit from current analysis of the international microfinance landscape. 

 

 

The Cross Market Analysis tool allows you to run reports and analysis on data across markets, rather than creating a report based on a single or group of FSPs. For example, you may want to explore the relationship between growth in portfolio and financing sources (such as deposits, borrowings, or equity) over time across markets or types of FSPs. Follow these steps to conduct cross-market analysis:

 

I.  Click on “edit data” to select which indicators you are interested in. You can scroll through the list to pick a data point or just type a few letters from the data point to narrow the list.  For example, typing ‘number borrowers’ will help you narrow the list to find ‘number of active borrowers’.  Choose each indicator by clicking on the check box.  Once you are done selecting all the indicators, click on the “OK” box to move to the next step.

 

II.  Next, select the Report Period you are interested in.  You can choose data before, after or between certain fiscal years.  Premium customers can also choose to view quarterly data.

 

III.  Applying ‘Filters’ will allow you to narrow down the data points you are interested in, according to parameters such as country, an institution’s legal status or profit status, its age, outreach, scale or other standard MIX peer groups.  You can choose one or multiple criteria to narrow down the list.  For example, choosing Country = Peru and Current Legal Status = Bank will narrow the FSP data set to include only Peruvian banks.

 

IV.  The ‘Group’ option allows you to select how you wish you display the data – the default setting will lists the data by FSP. Alternatively, you can display the data by country or other institutional characteristics. For example, choosing “Scale” would group the results by Large, Medium and Small scale FSPs according to MIX’s peer group framework.

 

V.  Once you set these parameters, click ‘create report’ and it will present both charts and data tables.

 

As with all other reports, you can Print, Share, and Download the data you see on the screen.  Premium customers can also save the report for later retrieval from the My MIX page.

 

Downloadable data tables are presented in Comma Delimited, CSV text file format. This file format is best viewed in applications designed to create spreadsheets and databases, such as Microsoft Excel.

 

Tips:

 

Open Excel. Select and open (or import) the CSV file as a text file. Choose to import as a 'delimited' file (not 'fixed width'). When you are prompted to choose a 'delimiter', choose comma only. This should tell Excel to read the file as comma-delimited. Check the regional settings on your machine. The regional settings affect many applications, so we recommend only using this with care. The necessary settings can be found under the Control Panel > Regional and Language Options. There are two ways to adjust the regional and language options. One is to choose a regional setting that does not use the comma as a number or list separator. (English (United States) is a common option in this case.) The other way is to update your local settings as follows. Choose to 'customize' your regional setting. For the 'Decimal symbol' choose something other than the comma, such as a period. For the 'List separator' choose something other than the comma, such as a semi-colon. Regional settings can be changed back and forth at any time. With these changes in place, CSV files should read properly in Excel.

 

To create a network profile, please send an email to info@themix.org including the following information on your organization: 

 

● Organization Name

● Type of organization (i.e. network)

● Address of corporate offices

● Contact information (e-mail address and phone number)

 

Also, please send any documents that describe your organization. MIX will review your information and contact you with any questions. Send the completed form and other documents to your MIX analyst or to info@themix.org.

 

To create a funder profile, please send an email to info@themix.org including the following information on your organization:

 

● Organization Name

● Type of organization (i.e. funder)

● Address of corporate offices

● Contact information (e-mail address and phone number)

 

Also, please send any documents that describe your organization. MIX will review your information and contact you with any questions. Send the completed form and other documents to your MIX analyst or to info@themix.org.

 

To create a service provider profile, please send an email to info@themix.org including the following information on your organization:

 

● Organization Name

● Type of organization (i.e. rating agency)

● Address of corporate offices

● Contact information (e-mail address and phone number)

 

Also, please send any documents that describe your organization. MIX will review your information and contact you with any questions. Send the completed form and other documents to your MIX analyst or to info@themix.org.

 

 

MIX's 'Voice of the Client' Webinar

In this webinar, the Director of MIX’s Social Performance program, Micol Pistelli, discusses the Voice of the Client (VoC) project, a pilot developed for FSPs to leverage mobile technologies as a means to analyze the satisfaction of clients with the suite of products and services offered by their FSPs. In this webinar, you will learn about:

 

  • How the Voice of the Client initiative works;

 

  • Findings from the first round of the pilot conducted in 4 Indian-based FSPs; 

 

  • How microfinance stakeholders can use client-level data to design programs that better meet client needs and preferences while improving their impact on the population they aim to serve. 

 

Social Performance Analysis for investors

Impact investors need to base their investment decisions on social performance (SP) data just as much as they rely on financial data to generate the best outcomes for clients alongside a positive financial return. Making such decisions requires access to data and tools tailored to monitoring the delivery of both aspects of this equation. MIX understands this specific set of needs and has created specialized analytics to address them. View the webinar.

 

SOCIAL PERFORMANCE DESK REVIEW

Haga clic aquí para la versión español | Cliquez ici pour la version française

MIX continuously strives to provide the microfinance industry with the most reliable data possible. MIX has created a quality-check system to help our users differentiate between self-reported social performance (SP) data and desk-reviewed data, and to improve the level of confidence in our data for analysis and investment decisions. This SP Desk Review has been designed to establish minimum criteria for the quality and completeness of the SP indicators reported to MIX. Specifically, this process aims to corroborate the existence of policies, strategies, procedures, products and services that an MFI reports having in place.

 

SP Desk Review Brochure

 

SP Desk Review Infographic

 

List of desk reviewed MFIs to date

 

Methodology 

In March 2015, MIX updated its SP indicator suite to further align with both the USSPM and the CERISE SPI4. MFIs can now report on this updated list of indicators through MIX Report Express (MRE). In order to reflect this change, MIX regularly updates the SP Desk Review methodology. The document below is the most updated version.

 

2015 SP Desk Review Methodology 

For inquiries, please contact MIX's Social Performance team at SP@themix.org.

 

 

Visit the Profiles directory. Using the search field, enter the name of the FSP and select the desired organization from the dropdown. You can also search for FSPs by region, country and organization type using the filtering topics on the right side.

 

If you are analyzing debt financing of FSPs in a particular country or region , you can do so by creating a Funding Structure Report.  Reports include data on type of FSP, type of lender, maturity and pricing.  There are four basic parameters for creating such a report.  Your selection in each area will narrow and then group the data presented.

 

I.  FSP Characteristics. Select the FSPs that you want to include in the report.  Are you interested in FSPs from a certain region? Or FSPs that are registered as a certain legal status?

 

II.  Lender Characteristics.  Select the types of lenders that you want to include in the report.  Are you interested in funds from the government? Or commercial banks? Or funds that originate from a certain region?

 

III.  Report Period.  Select the fiscal years that you want to include.  To choose a single year, e.g. 2010, choose Dates Between and include the same start and end year.

 

IV.  Group.  The report presents only aggregate results, not results for a given MFI.  Select how you want to aggregate the data.  Do you want to display this data by region? FSP Type? Lender Type?

 

V.  Once you set these parameters, click ‘create report’ and it will present both charts and data tables. As with all reports, you can print, share and download this report.  Premium customers can save their reports for later retrieval from the My MIX tab.