14 results
- Apr, 2012Executive Summary Until recently, corporate governance has been a subject of secondary interest in analyses of the microfinance industry. However, the recent economic downturn in some markets and the risk exposure of some microfinance institutions (MFIs...
- Apr, 2012Part of the mission of MIX is to promote transparency for microfinance. At a high level, transparency has increased over the past several years - we've gone from 28 institutions providing confidential information to the first MicroBanking Bulletin in...
- Mar, 2012IntroductionBefore the 2009 financial crisis, it was believed that microfinance institutions (MFIs) were highly resilient to domestic macroeconomic shocks, in particular to contractions of gross domestic product (Krauss and Walter, 2006; Gonzalez, 2007;...
- Jul, 2011In a post on the FAI blog, Timothy Ogden asked whether the standard microcredit model depends on growth. Since growth has been a central focus following several recent crises, this is a very worthwhile question. Here, we will look a little bit at what...
- Apr, 2011In the past week, both David Roodman and MFTransparency have posted on the relationship between yields and APRs for microfinance institutions. We are happy to see the dialogue deepen on what we really know about what MFIs charge their clients. Both posts...
- Mar, 2011The just-announced transition of the software listings from CGAP to the MIX Market site gives us a good opportunity to explore one way in which integrating technology providers and MFI data can open up new information for microfinance practitioners....
- Mar, 2011Recent commentary on microfinance has focused on the idea that there is a big problem with excess commercialization driven by greedy for-profit microcredit lenders. Perceptions of uncontrolled growth and excessive interest charged to vulnerable low...
- Feb, 2011Dans un récent article du New York Times, Muhammad Yunus a proposé que les gouvernements introduisent des lois visant à limiter les taux d'intérêt de 10 à 15 points de plus par rapport au coût du financement pour les institutions de micro-crédit. ...
- Jan, 2011En un artículo de opinión reciente del New York Times, Muhammad Yunus propuso regulaciones gubernamentales para poner en vigencia techos a las tasas de interés de 10 - 15 puntos porcentuales sobre el costo de fondos para instituciones de microfinanzas (...
- Jan, 2011In a recent New York Times opinion piece, Muhammad Yunus proposed government regulation to enforce an interest rate cap of 10 - 15 percentage points over cost of funds for microfinance institutions. The intention of this cap is to prevent profit-...
- Jul, 2010A few months ago we presented a MIX Research Agenda to explore relationships between social and financial performance. Now we are ready to discuss the main results from this research, based on the social performance data collected for 2008. When...
- Sep 1, 2008To be sustainable businesses, microfinance institutions (MFIs) must cover all expenses with their own revenues. If revenues are more than expenses, the MFI is sustainable and can keep operating without the need for subsidies; if revenues are less than...
- Sep 1, 2008Nearly 900 MFIs submitted data for MIX’s 2007 MFI benchmarks, representing a range of microfinance service providers, regions, sizes and stages of development. Compared to the 2006 series, coverage improved in all published peer groups. The survey...
- May 1, 2008The first “crisis of conscience” in microfinance did not revolve around mission drift towards larger loans and serving less poor clients as many expected. Instead, it came from a clash of ethics over the production and distribution of profits associated...
