Results 1 - 15 of 28
- Feb, 20122005 marked a turning point for the microfinance industry. The industry burst into public consciousness – the year of microcredit. One year later, one of its brightest lights was awarded the Nobel Peace Prize. Yet, in a number of countries, the first...
- Nov, 2011Why is debt financing important for microfinance? Microfinance institutions (MFIs) have three main sources to fund their growth: debt, equity, and deposits (for those allowed to mobilize deposits). In this review, we will focus on the role of debt...
- Mar, 2011Risk is at the heart of financial intermediation, and microfinance is no exception. Since 2008, considerable attention has been focused on the effects of the financial crisis on microfinance institutions (MFIs). However, most discussions on the...
- Mar, 2011Recent commentary on microfinance has focused on the idea that there is a big problem with excess commercialization driven by greedy for-profit microcredit lenders. Perceptions of uncontrolled growth and excessive interest charged to vulnerable low...
- Feb, 2011Dans un récent article du New York Times, Muhammad Yunus a proposé que les gouvernements introduisent des lois visant à limiter les taux d'intérêt de 10 à 15 points de plus par rapport au coût du financement pour les institutions de micro-crédit. ...
- Jan, 2011En un artículo de opinión reciente del New York Times, Muhammad Yunus propuso regulaciones gubernamentales para poner en vigencia techos a las tasas de interés de 10 - 15 puntos porcentuales sobre el costo de fondos para instituciones de microfinanzas (...
- Jan, 2011In a recent New York Times opinion piece, Muhammad Yunus proposed government regulation to enforce an interest rate cap of 10 - 15 percentage points over cost of funds for microfinance institutions. The intention of this cap is to prevent profit-...
- Jan, 2011The following figures are updated versions of those published in “Analyzing Microcredit Interest Rates, A Review of the Methodology Proposed by Mohamed Yunus”, MIX Data Brief, No. 4.All updated figures below are almost identical to the ones...
- Jun 18, 2010Esta presentación, preparada por Adrián González de MIX para el BID, trata del contenido del Data Brief No. 5: Is Microfinance Growing too Fast? (¿Están las microfinanzas creciendo demasiado rápido?).
- Mar 16, 2010MIX Data Brief No. 4: The interest rates charged on microcredit is one of the most-discussed issues in microfinance, capturing the attention of both the media and industry analysts alike. As the financial crisis brings global attention back to lending...
- May 1, 2009Microfinance practitioners have often sought a single, easy-to-understand indicator for evaluating the performance of microfinance institutions (MFIs). To date, the most commonly used indicator has been financial self-sufficiency (FSS). However, FSS is...
- May 1, 2009As the inflation rate in Pakistan crosses 25 percent per annum — the highest in almost three decades — there is justifiable concern that the Pakistani citizen, particularly the poor, will suffer the most and will bear the severest brunt of this economic...
- May 1, 2008The first “crisis of conscience” in microfinance did not revolve around mission drift towards larger loans and serving less poor clients as many expected. Instead, it came from a clash of ethics over the production and distribution of profits associated...
- May 1, 2008With more than a billion dollars of outside investment pouring in each year, it might seem out of place to question the future of microfinance. Yet it is at times such as these, when an industry is riding the crest of a wave, that prudent folk begin to...
- May 1, 2007There are many common measures for efficiency, either looking at cost per unit such as cost per borrower or cost per loan, or looking at cost per dollar lent: operating expenses over loan portfolio, personnel expenses over loan portfolio or over total...
