Microfinance Information Exchange

Publications

Results 1 - 15 of 44
  • Apr, 2012
    Part of the mission of MIX is to promote transparency for microfinance. At a high level, transparency has increased over the past several years - we've gone from 28 institutions providing confidential information to the first MicroBanking Bulletin in...
  • Mar, 2012
    IntroductionBefore the 2009 financial crisis, it was believed that microfinance institutions (MFIs) were highly resilient to domestic macroeconomic shocks, in particular to contractions of gross domestic product (Krauss and Walter, 2006; Gonzalez, 2007;...
  • Sep, 2011
     This article "Microfinance and the Role of Policies and Procedures in Saturated Markets and During Periods of Fast Growth"   evaluates the role that governance, management information systems (MIS), risk management procedures, and lending...
  • Jul, 2011
    In a post on the FAI blog, Timothy Ogden asked whether the standard microcredit model depends on growth. Since growth has been a central focus following several recent crises, this is a very worthwhile question. Here, we will look a little bit at what...
  • May, 2011
    How can we define responsible financial performance?  This is part three of a four-part series covering our current state of knowledge about the relationship between key financial and social performance indicators, produced as a prelude to the...
  • May, 2011
    How can we define responsible financial performance?  This is part two of a four-part series covering our current state of knowledge about the relationship between key financial and social performance indicators, produced as a prelude to the...
  • Apr, 2011
    In a comment to our post on cost and profitability in microfinance, John DeWit from SEF – ZAF raised the point that some MFIs may “charge high rates but...not make high returns because of large loan write-offs.”This presents a perfect opportunity to look...
  • Mar, 2011
    Risk is at the heart of financial intermediation, and microfinance is no exception. Since 2008, considerable attention has been focused on the effects of the financial crisis on microfinance institutions (MFIs). However, most discussions on the...
  • Apr, 2011
    In the past week, both David Roodman and MFTransparency have posted on the relationship between yields and APRs for microfinance institutions. We are happy to see the dialogue deepen on what we really know about what MFIs charge their clients. Both posts...
  • Mar, 2011
    Recent commentary on microfinance has focused on the idea that there is a big problem with excess commercialization driven by greedy for-profit microcredit lenders. Perceptions of uncontrolled growth and excessive interest charged to vulnerable low...
  • Feb, 2011
    Dans un récent article du New York Times, Muhammad Yunus a proposé que les gouvernements introduisent des lois visant à limiter les taux d'intérêt de 10 à 15 points de plus par rapport au coût du financement pour les institutions de micro-crédit. ...
  • Jan, 2011
    En un artículo de opinión reciente del New York Times, Muhammad Yunus propuso regulaciones gubernamentales para poner en vigencia techos a las tasas de interés de 10 - 15 puntos porcentuales sobre el costo de fondos para instituciones de microfinanzas (...
  • Jan, 2011
    In a recent New York Times opinion piece, Muhammad Yunus proposed government regulation to enforce an interest rate cap of 10 - 15 percentage points over cost of funds for microfinance institutions.  The intention of this cap is to prevent profit-...
  • Oct 18, 2010
    The 2009 MFI Benchmarks are based on the most recent data from microfinance institutions throughout the developing world. This data set includes information from more than 1000 MFIs reaching over 85% of known microfinance borrowers. MIX produces...
  • Sep 15, 2010
    The Bulletin Tables are designed to present performance benchmarks against which managers and directors of microfinance institutions can compare their institution’s performance with that of similar institution. Since the microfinance industry consists of...