2005 Bosnia and Herzegovina Microfinance Performance Trends - English
In the Bosnia and Herzegovina Performance Trends Report 2003-2005, Microfinance Information eXchange, Inc. (MIX) covers the performance trends in the microfinance sector of Bosnia Herzegovina over the past three years.
Bosnia and Herzegovina has seen rapid growth in the microfinance sector coupled with strong performance. The volume of clients served has grown by over 75% in the past three years and each institution surveyed has remained profitable for the entire period. Bosnian MFIs are improving in their provision of services to microcredit clients and the data supports the notion that scale, outreach and profitability can go together.
The report also allows readers the opportunity to observe performance trends in a mature microfinance sector. Intuitive notions of how increased competition may affect the performance of microfinance institutions – through increased efficiency, lower interest rates and growth, along with higher financial costs, increased delinquency and lower returns – are supported by the trend data.
